Conrado Engel *

Vice-Chairman
Conrado Engel has four decades of experience leading financial services businesses in Brazil, Latin America and Asia Pacific. He has served as head of the Credit Cards Business for Banco Nacional-Unibanco, Chief Executive Officer of Losango Consumer Finance Co., head of HSBC’s Retail Business in Brazil and a member of its executive committee, and head of HSBC’s Retail Business in the Asia-Pacific region and a member of its executive committee. From June 2009 until March 2012, Engel served as Chief Executive Officer of HSBC Brasil. In May 2012, Engel joined Santander, where he served as head of the Retail Business and the Wealth Management & Specialized Businesses, a member of Santander Board of Directors, a member of the Risk and Compliance Committee, as well as Chairman of the Board of Directors of Banco Olé Bonsucesso Consignado S.A. and Chairman of the Advisory Board of Santander Brasil Gestão de Recursos. Mr. Engel holds a degree in aeronautical engineering from the Instituto Tecnológico de Aeronáutica - ITA.
Vice-Chair of the Board